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How to Choose an Investment Platform in the UK

The right platform can save you money and make investing easier. Here’s how to compare UK investment platforms effectively.

1) Fees and charges

Understand headline platform fees (fixed vs percentage), dealing costs, FX fees for overseas trades, and fund/ETF ongoing charges.

2) Accounts available

Look for the accounts you need now (Stocks & Shares ISA, SIPP, General Investment Account) and any you might need later.

3) Investment range

Ensure access to the assets you want: UK and global ETFs, mutual funds, investment trusts, and individual shares.

4) User experience

Good mobile and web apps, clear statements, and reliable performance can make a big difference over years of use.

5) Research & tools

Screeners, model portfolios, educational content, and calculators help beginners build confidence.

6) Service & security

Look for responsive support, clear complaints processes, and FCA authorisation. Check how client assets are safeguarded.

Next steps

Create a shortlist, compare like‑for‑like fees based on your portfolio size, then start with a small test contribution.

Disclaimer: Educational content only — not financial advice. Rules and fees change; verify with providers.

Related: What is a Stocks & Shares ISA? · Pension basics

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